Silver Bond 2026: Enjoy 9 Fee Waivers When Subscribing Through SoFi Hong Kong App!

In celebration of the Hong Kong government’s issuance of the Silver Bond 2026, you can enjoy 9 fee waivers when subscribing through the SoFi Hong Kong app. The bond interest rate is linked to local inflation, guaranteed to be no less than 4.25%, paid semi-annually. Please note that there is no secondary market for Silver Bonds and they will not be listed on any stock exchange.


✨ 9 Fee Waivers Checklist
Category Free Item / Waiver Subscription & Brokerage $0 Subscription Handling Fee
$0 Subscription Brokerage FeeHolding & Platform $0 Custody Fee
$0 Dormant Account FeeFunding & Transfers $0 Financing Subscription Fee
$0 eDDA Instant Deposit Fee
$0 SI Deposit FeePayout & Maturity $0 Interest Collection Fee
$0 Maturity Redemption Fee📌 Key Details:
- Interest Rate: Linked to local inflation rate, with a minimum rate of 4.25% fixed rate is guaranteed
- Minimum Investment: HK$10,000 per lot
- Tenure: 3 years, with interest paid semi-annually
- Issue Amount: HK$50 billion, maximum HK$55 billion
- Subscription Requirement: Aged 60 (Born on or before December 31, 1967) and valid HKID holder
- SoFi Application Start Date: August 21, 2026 at 9:00 am
- SoFi Application Deadline: September 2, 2026 at 12:00 noon
- Issue Date: September 15, 2026
- Secondary Market: No secondary market available; will not be listed on any exchange. Investors may sell their Silver Bonds via SoFi Hong Kong back to the Government prior to maturity; the redemption amount will equal the principal sum plus any accrued interest.
What is a Silver Bond?
A Silver Bond is a fixed-income retail product issued by the HKSAR Government specifically designed for senior investors. Funds raised will be credited to the Capital Works Reserve Fund to support infrastructure developments while providing senior citizens with a safe, guaranteed, and high-yielding investment option.
- Deposit Tips: Use eDDA for instant deposits without needing to upload transfer receipts; funds will be immediately available for application.
- By depositing money into your SoFi account for Silver Bond subscription, you can earn up to 45 SoFi points in August by completing the Monthly Net Deposit task* alone!
- Please ensure that you have updated to the latest version (6.0.3) to apply for the Silver Bond.
For more information about the Silver Bond, please refer to the Hong Kong Silver Bonds Webpage.
How to Apply for the Silver Bond on SoFi Hong Kong App:
- Go to [Quick Access] >> IPO
- In the [Available] Tab, select Silver Bond 2026
- Review details and Offering Circular, then click [Apply]
- Select the quantity you would like to apply for, agree to the eIPO Terms of Use, and click [Confirm]
*SoFi Points Terms and Conditions apply.
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