{"id":43591,"date":"2026-11-06T17:32:10","date_gmt":"2026-11-06T09:32:10","guid":{"rendered":"https:\/\/www.sofi.hk\/?p=43591"},"modified":"2026-11-06T17:32:11","modified_gmt":"2026-11-06T09:32:11","slug":"%e4%b8%ad%e6%9c%9f%e9%81%b8%e8%88%89%e5%be%8c%e7%9a%84%e5%b8%82%e5%a0%b4","status":"publish","type":"post","link":"https:\/\/www.sofi.hk\/zh-hant\/%e4%b8%ad%e6%9c%9f%e9%81%b8%e8%88%89%e5%be%8c%e7%9a%84%e5%b8%82%e5%a0%b4\/","title":{"rendered":"\u4e2d\u671f\u9078\u8209\u5f8c\u7684\u5e02\u5834"},"content":{"rendered":"\n<p class=\"yoast-reading-time__wrapper\"><span class=\"yoast-reading-time__icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-icon=\"clock\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" style=\"display:inline-block;vertical-align:-0.1em\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8v4l3 3m6-3a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path><\/svg><\/span><span class=\"yoast-reading-time__spacer\" style=\"display:inline-block;width:1em\"><\/span><span class=\"yoast-reading-time__descriptive-text\">Estimated reading time:  <\/span><span class=\"yoast-reading-time__reading-time\">2<\/span><span class=\"yoast-reading-time__time-unit\"> minutes<\/span><\/p>\n\n\n\n<h2 id=\"h-\u65b0\u6c11\u4e3b\u9ee8\u63a7\u5236\u7684\u570b\u6703\" class=\"wp-block-heading\"><strong>\u65b0\u6c11\u4e3b\u9ee8\u63a7\u5236\u7684\u570b\u6703<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5728\u6211\u5011\u64b0\u5beb\u672c\u6587\u6642\uff0c\u5e02\u5834\u5df2\u7d93\u958b\u76e4\uff0c\u4f3c\u4e4e\u90fd\u9b06\u4e86\u4e00\u53e3\u6c23\u3002\u90e8\u5206\u539f\u56e0\u53ef\u80fd\u662f\u4e2d\u671f\u9078\u8209\u7d42\u65bc\u7d50\u675f\u4e86\uff0c\u9019\u5728\u4efb\u4f55\u9078\u8209\u65e5\u4e4b\u5f8c\u901a\u5e38\u90fd\u6703\u767c\u751f\u3002<\/p>\n\n\n\n<p 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src=\"https:\/\/www.sofi.hk\/app\/uploads\/2026\/11\/Picture110601.png\" alt=\"\" class=\"wp-image-43592\" srcset=\"https:\/\/www.sofi.hk\/app\/uploads\/2026\/11\/Picture110601.png 1366w, https:\/\/www.sofi.hk\/app\/uploads\/2026\/11\/Picture110601-768x480.png 768w\" sizes=\"auto, (max-width: 1366px) 100vw, 1366px\" \/><\/figure>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u9810\u6e2c\u5e02\u5834\u548c\u6c11\u8abf\u90fd\u8a8d\u70ba\u6c11\u4e3b\u9ee8\u5728\u4e2d\u671f\u9078\u8209\u4e2d\u7372\u52dd\u7684\u6a5f\u7387\u5f88\u9ad8\uff0c\u4f46\u6c92\u6709\u4eba\u9810\u6599\u5230\u4ed6\u5011\u6703\u4ee5\u5982\u6b64\u5927\u7684\u512a\u52e2\u7372\u52dd\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5e02\u5834\u82b1\u4e86\u4e00\u4e9b\u6642\u9593\u4f86\u6d88\u5316\u9019\u500b\u610f\u5916\u7d50\u679c\u3002\u5373\u4f7f\u5728\u9694\u591c\u4ea4\u6613\u548c\u76e4\u524d\u4ea4\u6613\u4e2d\uff0c\u6a19\u666e500\u6307\u6578\u671f\u8ca8\u5e02\u5834\u4e5f\u51fa\u73fe\u4e86\u7531\u8ca0\u9762\u8f49\u6b63\u9762\u7684\u91cd\u5927\u9006\u8f49\u3002<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"596\" height=\"389\" data-id=\"43595\" src=\"https:\/\/www.sofi.hk\/app\/uploads\/2026\/11\/Picture110602.png\" alt=\"\" class=\"wp-image-43595\"\/><\/figure>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u9020\u6210\u9019\u7a2e\u60c5\u6cc1\u7684\u539f\u56e0\u6709\u5f88\u591a\uff0c\u4f46\u5927\u591a\u53ea\u662f\u731c\u6e2c\u3002\u4e0d\u904e\uff0c\u6211\u5011\u76ee\u524d\u5df2\u77e5\u7684\u662f\uff1a\u6700\u521d\u7684\u8ca0\u9762\u53cd\u61c9\u4e26\u6c92\u6709\u6301\u7e8c\u3002\u9019\u53ef\u80fd\u53ea\u662f\u6295\u8cc7\u4eba\u5728\u4e8b\u767c\u5f8c\u7684\u77ed\u671f\u5167\u60c5\u7dd2\u5931\u63a7\u2500\u2500\u8cb7\u5165\u50b3\u805e\uff0c\u8ce3\u51fa\u6d88\u606f\uff1f\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\uff0c\u5e02\u5834\u548c\u7d93\u6fdf\u57fa\u672c\u9762\u56de\u6b78\u7406\u6027\uff0c\u9019\u7a2e\u60c5\u6cc1\u53ef\u80fd\u6703\u8da8\u65bc\u7a69\u5b9a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7d50\u5408\u9078\u8209\u7d50\u679c\u548c\u8fd1\u671f\u6d88\u8cbb\u8005\u4fe1\u5fc3\u6307\u6578\u4f86\u770b\uff0c\u6211\u5011\u4e0d\u5f97\u4e0d\u627f\u8a8d\uff0c\u7f8e\u570b\u6c11\u773e\u666e\u904d\u611f\u5230\u4e0d\u6eff\u3002\u5728\u5927\u591a\u6578\uff08\u5982\u679c\u4e0d\u662f\u5168\u90e8\uff09\u6c11\u773e\u666e\u904d\u4e0d\u6eff\u7684\u60c5\u6cc1\u4e0b\uff0c\u9078\u6c11\u90fd\u6703\u6539\u8b8a\u570b\u6703\u7684\u63a7\u5236\u6b0a\u3002\u9019\u6b21\u4e5f\u4e0d\u4f8b\u5916\u3002<\/p>\n\n\n\n<h2 id=\"h-\u54ea\u4e9b\u677f\u584a-\u6c92\u6709-\u6176\u795d\u9078\u8209\u7d50\u679c\" class=\"wp-block-heading\"><strong>\u54ea\u4e9b\u677f\u584a<em>\u6c92\u6709<\/em>\u6176\u795d\u9078\u8209\u7d50\u679c\uff1f<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5118\u7ba1\u5e02\u5834\u87a2\u5e55\u4e0a\u7da0\u8272\u65b9\u584a\u4f54\u4e86\u7d55\u5927\u591a\u6578\uff0c\u4f46\u4ecd\u6709\u4e00\u4e9b\u7d05\u8272\u5340\u57df\u2014\u2014\u4e3b\u8981\u96c6\u4e2d\u5728\u80fd\u6e90\u3001\u8cc7\u672c\u8ca8\u7269\u548c\u534a\u5c0e\u9ad4\u677f\u584a\u3002<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-3 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"596\" height=\"372\" data-id=\"43598\" src=\"https:\/\/www.sofi.hk\/app\/uploads\/2026\/11\/Picture110603.png\" alt=\"\" class=\"wp-image-43598\"\/><\/figure>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u5c31\u80fd\u6e90\u677f\u584a\u800c\u8a00\uff0c\u6211\u9019\u88e1\u53ea\u505a\u5927\u81f4\u7684\u6982\u62ec\uff0c\u5fc5\u9808\u6307\u51fa\u7684\u662f\uff0c\u6e05\u6f54\u80fd\u6e90\u80a1\u7684\u53cd\u61c9\u662f\u6b63\u9762\u7684\u3002\u4f46\u90a3\u4e9b\u8207\u539f\u6cb9\u5e02\u5834\u548c\u4f0a\u6717\u6230\u722d\u76f8\u95dc\u7684\u80fd\u6e90\u80a1\u5247\u56e0\u9078\u8209\u6d88\u606f\u800c\u4e0b\u8dcc\u3002\u5982\u679c\u771f\u8981\u5f97\u51fa\u4ec0\u9ebc\u7d50\u8ad6\uff0c\u6700\u5408\u7406\u7684\u89e3\u91cb\u662f\uff1a\u6c11\u4e3b\u9ee8\u63a7\u5236\u7684\u570b\u6703\u66f4\u6709\u53ef\u80fd\u5411\u767d\u5bae\u65bd\u58d3\uff0c\u4fc3\u4f7f\u5176\u7de9\u548c\u6230\u722d\u5c40\u52e2\uff0c\u6216\u8207\u4f0a\u6717\u9054\u6210\u67d0\u7a2e\u5354\u8b70\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u534a\u5c0e\u9ad4\u548c\u8cc7\u672c\u8ca8\u7269\u884c\u696d\u7684\u60c5\u6cc1\u5247\u6709\u6240\u4e0d\u540c\uff0c\u5118\u7ba1\u5728\u67d0\u4e9b\u65b9\u9762\uff0c\u5b83\u5011\u4ecd\u7136\u53d7\u80fd\u6e90\u4f9b\u61c9\u7684\u5f71\u97ff\u3002\u95dc\u9375\u5728\u65bc\u5dde\u9577\u9078\u8209\uff0c\u800c\u5fb7\u5dde\u6c11\u4e3b\u9ee8\u5dde\u9577\u7684\u7576\u9078\u5c24\u5176\u91cd\u8981\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6839\u64da\u5f6d\u535a\u65b0\u80fd\u6e90\u8ca1\u7d93\uff08BloombergNEF\uff09\u9810\u6e2c\uff0c\u672a\u4f86\u8cc7\u6599\u4e2d\u5fc3\u5bb9\u91cf\u7684\u5927\u90e8\u5206\u5c07\u4f86\u81ea\u5fb7\u5dde\uff0c\u5176\u6b21\u662f\u55ac\u6cbb\u4e9e\u5dde\u3001\u7dad\u5409\u5c3c\u4e9e\u5dde\u548c\u4fc4\u4ea5\u4fc4\u5dde\u3002\u5728\u9019\u56db\u500b\u5dde\u4e2d\uff0c\u6709\u4e09\u500b\u5dde\u7684\u5dde\u9577\u5df2\u7531\u5171\u548c\u9ee8\u8f49\u70ba\u6c11\u4e3b\u9ee8\u3002<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-4 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"597\" height=\"373\" data-id=\"43601\" src=\"https:\/\/www.sofi.hk\/app\/uploads\/2026\/11\/Picture110604.png\" alt=\"\" class=\"wp-image-43601\"\/><\/figure>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u70ba\u4ec0\u9ebc\u9019\u5f88\u91cd\u8981\uff1f\u56e0\u70ba\u5dde\u9577\u53ef\u4ee5\u5f71\u97ff\u8cc7\u6599\u4e2d\u5fc3\u7684\u5efa\u8a2d\u3002\u6c11\u4e3b\u9ee8\u4eba\u88ab\u8a8d\u70ba\u5c0d\u6578\u64da\u4e2d\u5fc3\u5efa\u8a2d\u4e0d\u592a\u53cb\u597d\uff0c\u800c\u6578\u64da\u4e2d\u5fc3\u6e1b\u5c11\u610f\u5473\u8457\u5c0d\u96fb\u529b\u548c\u8a08\u7b97\u7684\u9700\u6c42\u4e5f\u6703\u964d\u4f4e\u3002\u5728\u5176\u4ed6\u689d\u4ef6\u76f8\u540c\u7684\u60c5\u6cc1\u4e0b\uff0c\u9019\u5c07\u5c0e\u81f4\u90a3\u4e9b\u5f9e\u4eba\u5de5\u667a\u6167\u5efa\u8a2d\u4e2d\u7372\u76ca\u6700\u591a\u7684\u516c\u53f8\u7684\u6536\u5165\u6e1b\u5c11\u3002<\/p>\n\n\n\n<h2 id=\"h-\u4eca\u5e74\u5269\u9918\u6642\u9593\u7684\u5e02\u5834\u5c55\u671b\" class=\"wp-block-heading\"><strong>\u4eca\u5e74\u5269\u9918\u6642\u9593\u7684\u5e02\u5834\u5c55\u671b<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u6211\u5011\u4e0d\u5fc5\u628a\u4e8b\u60c5\u8907\u96dc\u5316\uff1a\u9078\u6c11\u4e0d\u6eff\u73fe\u72c0\uff0c\u6240\u4ee5\u4ed6\u5011\u6295\u7968\u8981\u6c42\u66f4\u63db\u63a7\u5236\u6b0a\u3002\u9078\u8209\u524d\u5e02\u5834\u5145\u6eff\u4e0d\u78ba\u5b9a\u6027\uff0c\u73fe\u5728\u5247\u66f4\u52a0\u78ba\u5b9a\u3002\u5e02\u5834\u84c4\u52e2\u5f85\u767c\uff0c\u6e96\u5099\u8fce\u4f86\u4e00\u6ce2\u53cd\u5f48\uff0c\u5f88\u6b63\u5e38\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-5 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"597\" height=\"373\" data-id=\"43607\" src=\"https:\/\/www.sofi.hk\/app\/uploads\/2026\/11\/Picture110605.png\" alt=\"\" class=\"wp-image-43607\"\/><\/figure>\n<\/figure>\n\n\n\n<p 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wp-block-paragraph\"><strong><strong><strong>\u514d\u8cac\u8072\u660e<\/strong><\/strong><\/strong><br>SoFi Securities (Hong Kong) Limited\u53ca\u5176\u806f\u5c6c\u516c\u53f8(\u2018SoFi HK\u2019)\u53ef\u80fd\u6703\u4e0d\u6642\u767c\u5e03\u6216\u5206\u4eab\u8cc7\u8a0a\u548c\u6750\u6599\u3002\u5b83\u5011\u4e0d\u61c9\u88ab\u8996\u70ba\u5728\u4efb\u4f55\u53f8\u6cd5\u7ba1\u8f44\u5340\u8cfc\u8cb7\u3001\u51fa\u552e\u6216\u4ee5\u5176\u4ed6\u65b9\u5f0f\u8655\u7406\u4efb\u4f55\u6295\u8cc7\u5de5\u5177\u6216\u7522\u54c1\u7684\u8981\u7d04\u3001\u62db\u652c\u3001\u9080\u8acb\u3001\u5efa\u8b70\u6216\u63a8\u85a6\u3002 \u8acb\u6ce8\u610f\uff0c\u6295\u8cc7\u6d89\u53ca\u98a8\u96aa\uff0c\u8cc7\u7522\u7684\u904e\u53bb\u8868\u73fe\u4e26\u4e0d\u80fd\u4fdd\u8b49\u672a\u4f86\u7684\u7d50\u679c\u6216\u56de\u5831\u3002 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