{"id":33272,"date":"2025-02-12T14:19:00","date_gmt":"2025-02-12T06:19:00","guid":{"rendered":"https:\/\/www.sofi.hk\/?p=33272"},"modified":"2025-02-12T18:26:21","modified_gmt":"2025-02-12T10:26:21","slug":"%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/","title":{"rendered":"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f"},"content":{"rendered":"\n<p class=\"yoast-reading-time__wrapper\"><span class=\"yoast-reading-time__icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-icon=\"clock\" width=\"20\" height=\"20\" fill=\"none\" stroke=\"currentColor\" style=\"display:inline-block;vertical-align:-0.1em\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M12 8v4l3 3m6-3a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path><\/svg><\/span><span class=\"yoast-reading-time__spacer\" style=\"display:inline-block;width:1em\"><\/span><span class=\"yoast-reading-time__descriptive-text\">Estimated reading time:  <\/span><span class=\"yoast-reading-time__reading-time\">1<\/span><span class=\"yoast-reading-time__time-unit\"> minute<\/span><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\"><\/h2>\n\n\n\n<p>\u5728\u7db2\u8def\u51fa\u73fe\u4e4b\u524d\uff0c\u6295\u8cc7\u548c\u7ba1\u7406\u8cc7\u91d1\u7684\u5efa\u8b70\u662f\u9ad8\u7d1a\u80a1\u7968\u7d93\u7d00\u4eba\u3001\u9ad8\u7d1a\u8ca1\u5bcc\u7d93\u7406\u548c\u6709\u8cc7\u683c\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u7684\u5c08\u5c6c\u6b0a\u9650\u3002\u552f\u4e00\u7684\u514d\u8cbb\u5efa\u8b70\u4f86\u81ea\u5bb6\u4eba\u6216\u670b\u53cb\uff0c\u4ed6\u5011\u53ef\u80fd\u6703\u5076\u723e\u5206\u4eab\u71b1\u9580\uff08\u4e26\u4e14\u53ef\u80fd\u662f\u53ef\u7591\u7684\uff09\u80a1\u7968\u6d88\u606f\u3002<\/p>\n\n\n\n<p>\u73fe\u5728\uff0c\u6709\u592a\u591a\u7684\u9078\u64c7\u2014\u2014\u5176\u4e2d\u8a31\u591a\u662f\u514d\u8cbb\u6216\u4f4e\u6210\u672c\u7684\u2014\u2014\u5f88\u96e3\u77e5\u9053\u5982\u4f55\u9078\u64c7\u6216\u4fe1\u4efb\u54ea\u4e00\u500b\u3002<\/p>\n\n\n\n<p>\u6709\u6a5f\u5668\u4eba\u9867\u554f\u548c\u4eba\u5de5\u667a\u6167\u9a45\u52d5\u7684\u6295\u8cc7\u548c\u9810\u7b97\u61c9\u7528\u7a0b\u5f0f\u3002\u4e00\u4e9b\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u514d\u8cbb\u6216\u4f4e\u6210\u672c\u7684\u5efa\u8b70\u3002\u9084\u6709\u7dda\u4e0a\u8cc7\u6e90\uff1a\u5f9e<a href=\"https:\/\/www.coursera.org\/specializations\/personal-finance-fundamentals\">\u6295\u8cc7\u8ab2\u7a0b<\/a>\u5230\u653f\u5e9c\u5de5\u5177\u5230\u975e\u71df\u5229\u6559\u80b2\u7db2\u7ad9\uff0c\u61c9\u6709\u76e1\u6709\u3002\u8a31\u591a\u4eba\u751a\u81f3\u95dc\u6ce8 YouTube \u4e0a\u7684\u91d1\u878d\u7db2\u7d05\uff08Finfluencers\uff09\u548c\u767d\u624b\u8d77\u5bb6\u7684\u5f71\u7247\u3002<\/p>\n\n\n\n<p>\u7c21\u800c\u8a00\u4e4b\uff0c\u96d6\u7136\u79d1\u6280\u4f7f\u6295\u8cc7\u6c11\u4e3b\u5316\u4e26\u5fb9\u5e95\u6539\u8b8a\u4e86\u6d88\u8cbb\u8005\u7372\u53d6\u8ca1\u52d9\u5efa\u8b70\u7684\u9014\u5f91\uff0c\u4f46\u5b83\u4e5f\u4f7f\u4e8b\u60c5\u8b8a\u5f97\u8907\u96dc\u3002\u5c0b\u6c42\u6307\u5c0e\u7684\u7f8e\u570b\u4eba\u73fe\u5728\u4e0d\u50c5\u5fc5\u9808\u5224\u65b7\u54ea\u4e9b\u4eba\u63d0\u51fa\u7684\u5efa\u8b70\u662f\u6709\u50f9\u503c\u7684\uff0c\u800c\u4e14\u9084\u5fc5\u9808\u5224\u65b7\u4eba\u6027\u5316\u5efa\u8b70\u7684\u91cd\u8981\u6027\u3002 \uff08\u800c\u5728\u793e\u7fa4\u5a92\u9ad4\u4e0a\uff0c\u4f86\u81ea\u964c\u751f\u4eba\u7684\u5efa\u8b70\u7a76\u7adf\u6709\u591a\u300c\u4eba\u6027\u5316\u300d\u2014\u2014\u66f4\u95dc\u9375\u7684\u662f\uff0c\u4ed6\u5011\u5c0d\u4f60\u4e00\u7121\u6240\u77e5\u3002\uff09<\/p>\n\n\n\n<p>\u78ba\u5b9a\u5411\u4f55\u8655\u5c0b\u6c42\u8ca1\u52d9\u5efa\u8b70\u53ef\u80fd\u6703\u5f88\u56f0\u96e3\uff0c\u6709\u6642\u751a\u81f3\u6703\u8b93\u4eba\u4e0d\u77e5\u6240\u63aa\u3002\u4f46\u4e86\u89e3\u4f60\u7684\u9078\u64c7\u2014\u2014\u5305\u62ec\u6f5b\u5728\u7684\u9677\u9631\u2014\u2014\u6703\u8b93\u4f60\u66f4\u6709\u4fe1\u5fc3\u3002\u7576\u4f60\u63a2\u7d22\u5916\u9762\u7684\u4e16\u754c\u6642\uff0c\u8acb\u8a18\u4f4f\u4ee5\u4e0b\u5e7e\u9ede\uff0c\u4ee5\u53ca\u4e00\u4e9b\u5224\u65b7\u4f60\u6240\u7372\u5f97\u7684\u5efa\u8b70\u662f\u5426\u6709\u50f9\u503c\u7684\u6280\u5de7\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u91d1\u878d\u7db2\u7d05\u7684\u51fa\u73fe\"><strong>\u91d1\u878d\u7db2\u7d05\u7684\u51fa\u73fe<\/strong><\/h2>\n\n\n\n<p>TikTok\u3001Instagram \u548c Youtube \u7b49\u793e\u7fa4\u5a92\u9ad4\u5e73\u53f0\u5df2\u6210\u70ba\u6700\u5e38\u4f7f\u7528\u5b83\u5011\u7684\u5e74\u8f15\u4e00\u4ee3\u7684\u71b1\u9580\u8ca1\u52d9\u5efa\u8b70\u4f86\u6e90\u3002<\/p>\n\n\n\n<p>\u6839\u64da Bankrate 2023 \u5e74\u7684<a href=\"https:\/\/www.bankrate.com\/investing\/financial-advisors\/americans-financial-advice-top-place\/\">\u4e00\u9805\u8abf\u67e5<\/a>\uff0c\u5728\u5c0b\u6c42\u5efa\u8b70\u7684\u7f8e\u570b\u6210\u5e74\u4eba\u4e2d\uff0c43% \u7684\u5343\u79a7\u4e16\u4ee3\uff08\u51fa\u751f\u65bc 1981 \u5e74\u81f3 1996 \u5e74\u4e4b\u9593\uff09\u548c 49% \u7684 Z \u4e16\u4ee3\uff08\u51fa\u751f\u65bc 1997 \u5e74\u81f3 2012 \u5e74\u4e4b\u9593\uff09\u900f\u904e\u793e\u7fa4\u5a92\u9ad4\u7372\u53d6\u5efa\u8b70\uff0c\u793e\u7fa4\u5a92\u9ad4\u6210\u70ba\u7e7c\u670b\u53cb\u548c\u5bb6\u4eba\u4e4b\u5f8c\u6700\u53d7\u6b61\u8fce\u7684\u8cc7\u8a0a\u4f86\u6e90\u3002\u76f8\u53cd\uff0c\u5b30\u5152\u6f6e\u4e16\u4ee3\u6700\u5e38\u4f9d\u8cf4\u8ca1\u52d9\u9867\u554f\uff0c\u53ea\u6709 6% \u7684\u4eba\u6c42\u52a9\u65bc\u793e\u7fa4\u5a92\u9ad4\u5c0b\u6c42\u6307\u5c0e\u3002<\/p>\n\n\n\n<p>\u793e\u7fa4\u5a92\u9ad4\u5e38\u5e38\u5f15\u8d77\u5e74\u8f15\u4eba\u7684\u5171\u9cf4\uff0c\u4ed6\u5011\u6b63\u5728\u5c0b\u627e\u7d93\u6fdf\u5be6\u60e0\u7684\u8cfa\u9322\u65b9\u5f0f\u6216\u89e3\u6c7a\u91d1\u878d\u77e5\u8b58\u7a7a\u767d\u7684\u53ef\u884c\u65b9\u6cd5\uff08\u7a0d\u5f8c\u6703\u8a73\u7d30\u4ecb\u7d39\uff09\u3002\u5c08\u5bb6\u8868\u793a\uff0c\u8a31\u591a\u4eba\u53ef\u80fd\u4e5f\u6703\u5c0d\u66f4\u50b3\u7d71\u7684\u8aee\u8a62\u6a21\u5f0f\u611f\u5230<a href=\"https:\/\/dfpi.ca.gov\/news\/insights\/social-media-finfluencers-who-should-you-trust\/\">\u908a\u7de3\u5316<\/a>\u6216<a href=\"https:\/\/dfpi.ca.gov\/news\/insights\/social-media-finfluencers-who-should-you-trust\/\">\u5bb3\u6015<\/a>\uff0c\u751a\u81f3\u5c0d\u5176\u6301\u61f7\u7591\u614b\u5ea6\u3002<\/p>\n\n\n\n<p>\u5728 TikTok \u6216 Instagram \u7b49\u5e73\u53f0\u4e0a\uff0c\u4eba\u7269\u6709\u8da3\u4e14\u5e73\u6613\u8fd1\u4eba\uff0c\u8cbc\u6587\u548c\u5f71\u7247\u5177\u6709\u5f88\u5f37\u7684\u53ef\u8b80\u6027\uff0c<a href=\"http:\/\/chrome-extension\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.sec.gov\/files\/finfluencers-cfa-institute-0624.pdf\">\u91d1\u878d\u7db2\u7d05<\/a>\u2014\u2014\u623f\u5730\u7522\u6295\u8cc7\u8005\u3001\u8ca1\u52d9\u9867\u554f\u6216\u5f8b\u5e2b\uff0c\u6709\u6642\u64c1\u6709\u6578\u767e\u842c\u7c89\u7d72\u2014\u2014\u6703\u514d\u8cbb\u767c\u5e03\u5927\u91cf\u80a1\u7968\u4ea4\u6613\u5efa\u8b70\u3001\u7a05\u52d9\u5efa\u8b70\u548c\u5176\u4ed6\u63d0\u793a\u3002<\/p>\n\n\n\n<p>\u4f46\u900f\u904e\u9019\u7a2e\u65b9\u5f0f\u7372\u53d6\u5efa\u8b70\u4e5f\u5b58\u5728\u98a8\u96aa\u3002\u9996\u5148\uff0c\u9019\u7a2e\u5efa\u8b70\u662f\u55ae\u5411\u901a\u9053\u3002 \u91d1\u878d\u7db2\u7d05\u4e0d\u77e5\u9053\u4f60\u7684\u72c0\u6cc1\u6216\u74b0\u5883\u3002\u4ed6\u5011\u901a\u5e38\u900f\u904e\u8d0a\u52a9\u8cbc\u6587\u548c\u806f\u76df\u884c\u92b7\u8cfa\u9322\uff0c\u800c\u4e14\u4ed6\u5011\u6c92\u6709\u7406\u7531\u5c0d\u4f60\u5fe0\u8aa0\u6216\u8ca0\u8cac\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u8207\u6709\u8cc7\u683c\u7684\u6295\u8cc7\u9867\u554f\u548c\u8ca1\u52d9\u898f\u5283\u5e2b\u4e0d\u540c\uff0c\u91d1\u878d\u7db2\u7d05\u4e0d\u5fc5\u901a\u904e\u6e2c\u8a66\u6216\u9075\u5b88\u7279\u5b9a\u6a19\u6e96\u3002\u5982\u679c\u4ed6\u5011\u6709\u4e0d\u53ef\u544a\u4eba\u7684\u76ee\u7684\uff0c\u9019\u53ef\u80fd\u7279\u5225\u5371\u96aa\u3002<\/p>\n\n\n\n<p>\u4e09\u4f4d\u5546\u5b78\u9662\u6559\u6388\u4e0a\u500b\u6708\u5728\u300a<a href=\"https:\/\/hbr.org\/2025\/01\/how-finfluencers-can-create-risk-for-your-company\">\u54c8\u4f5b\u5546\u696d\u8a55\u8ad6<\/a>\u300b\u7684\u4e00\u7bc7\u6587\u7ae0\u4e2d\u5beb\u9053\uff1a\u201c\u5373\u4f7f\u91d1\u878d\u7db2\u7d05\u6bcf\u5e74\u6536\u5165\u9054<a href=\"https:\/\/www.thenationalnews.com\/business\/money\/2021\/10\/07\/how-wall-street-finfluencers-are-earning-more-than-bankers\/\"> 50 \u842c\u7f8e\u5143<\/a>\uff0c\u800c\u4e14\u4ed6\u5011\u7684\u8eab\u4efd\u90fd\u4f7f\u7528\u5047\u540d\uff0c\u4f46\u5c0d\u4ed6\u5011\u7684\u6d3b\u52d5\u537b<a href=\"https:\/\/www.iosco.org\/library\/pubdocs\/pdf\/IOSCOPD775.pdf\">\u5e7e\u4e4e\u6c92\u6709\u4efb\u4f55\u76e3\u63a7\u6216\u76e3\u7ba1<\/a>\u3002\u201d<\/p>\n\n\n\n<p>\u4e8b\u5be6\u4e0a\uff0c\u6839\u64da\u4fdd\u96aa\u516c\u53f8 Nationwide \u6240\u505a\u7684\u8abf\u67e5\uff0c\u5230 2023 \u5e74\uff0c\u8d85\u904e\u4e09\u5206\u4e4b\u4e00\u7684 55 \u6b72\u4ee5\u4e0b\u6295\u8cc7\u8005\u8868\u793a\uff0c\u4ed6\u5011\u6839\u64da\u5f9e\u7db2\u4e0a\u6216\u793e\u4ea4\u5a92\u9ad4\u4e0a\u7372\u53d6\u7684\u8ca1\u52d9\u4fe1\u606f\u63a1\u53d6\u4e86\u884c\u52d5\uff0c\u800c\u9019\u4e9b\u4fe1\u606f\u6700\u7d42\u88ab\u8b49\u660e\u5177\u6709\u8aa4\u5c0e\u6027\u6216\u4e0d\u6b63\u78ba\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8ca1\u52d9\u5efa\u8b70\u5b9a\u7fa9\u7684\u6f14\u8b8a\"><strong>\u8ca1\u52d9\u5efa\u8b70\u5b9a\u7fa9\u7684\u6f14\u8b8a<\/strong><\/h2>\n\n\n\n<p>\u6211\u5011\u5982\u4f55\u7372\u5f97\u8ca1\u52d9\u5efa\u8b70\uff0c\u662f\u9019\u4e00\u8b8a\u9077\u666f\u8c61\u4e2d\u7684\u4e00\u500b\u5074\u9762\u3002\u7136\u800c\uff0c\u5373\u4fbf\u662f\u8ca1\u52d9\u5efa\u8b70\u7684\u5167\u6db5\u4e5f\u5728\u6084\u7136\u8f49\u8b8a\u3002<\/p>\n\n\n\n<p>\u50b3\u7d71\u7684\u6307\u5c0e\u4e3b\u8981\u570d\u7e5e\u5728\u6295\u8cc7\u3001\u8cb7\u623f\u3001\u6559\u80b2\u6216\u9000\u4f11\u898f\u5283\u7b49\u4e3b\u984c\u3002\u4f46 2024 \u5e74 PolicyGenius \u7684\u4e00\u9805\u8abf\u67e5\u767c\u73fe\uff0c\u90a3\u4e9b\u6c42\u52a9\u65bc\u793e\u7fa4\u5a92\u9ad4\u7684\u4eba\uff0c\u5f80\u5f80\u5c0b\u6c42\u7684\u662f\u95dc\u65bc\u65e5\u5167\u4ea4\u6613\u6216<a href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/infinite-banking\">\u6240\u8b02\u7121\u9650\u9280\u884c<\/a>\u7b49\u8a71\u984c\u7684\u201c<a href=\"https:\/\/www.policygenius.com\/life-insurance\/2024-financial-planning-survey-professionals-vs-google\/\">\u8ca1\u52d9\u79d8\u8a23<\/a>\u201d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u8ca1\u52d9\u5efa\u8b70\u7684\u6642\u6a5f\"><strong>\u8ca1\u52d9\u5efa\u8b70\u7684\u6642\u6a5f<\/strong><\/h2>\n\n\n\n<p>\u96a8\u8457\u5e74\u9f61\u589e\u9577\uff0c\u8ca1\u5bcc\u7d2f\u7a4d\u7684\u6642\u9593\u66f4\u9577\uff0c\u8ca1\u52d9\u5efa\u8b70\u7684\u91cd\u8981\u6027\u4e5f\u96a8\u4e4b\u63d0\u5347\uff0c\u8b8a\u5f97\u66f4\u52a0\u8feb\u5207\u3002<\/p>\n\n\n\n<p>\u4f46\u6839\u64da<a href=\"http:\/\/chrome-extension\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.tiaa.org\/content\/dam\/tiaa\/institute\/pdf\/research-brief\/2024-10\/tiaa-institute-what-we-have-learned-from-eight-years-of-financial-literacy-data_voee_sticha_october-2024.pdf\">\u6bcf\u5e74\u5c0d\u7f8e\u570b\u570b\u5bb6\u91d1\u878d\u77e5\u8b58\u6c34\u5e73<\/a>\u9032\u884c\u8861\u91cf\u7684 TIAA \u7814\u7a76\u6240\u7684\u8abf\u67e5\u7d50\u679c\uff0c\u7f8e\u570b\u4eba\u53ea\u6709\u5927\u7d04<a href=\"https:\/\/gflec.org\/initiatives\/personal-finance-index\/\">\u4e00\u534a\u7684\u6642\u9593<\/a>\u80fd\u5920\u6b63\u78ba\u56de\u7b54\u57fa\u672c\u7684\u91d1\u878d\u77e5\u8b58\u554f\u984c\uff0c\u800c\u5e74\u8f15\u4eba<a href=\"http:\/\/chrome-extension\/\/efaidnbmnnnibpcajpcglclefindmkaj\/https:\/\/www.tiaa.org\/content\/dam\/tiaa\/institute\/pdf\/summary\/2018-11\/tiaa-understanding-millennial-finances-r1o-10-30-18-final.pdf\">\u638c\u63e1\u7684\u57fa\u790e\u77e5\u8b58\u5f80\u5f80\u66f4\u5c11<\/a>\u3002<\/p>\n\n\n\n<p>\u9019\u610f\u5473\u8457\u6709\u95dc\u9000\u4f11\u5132\u84c4\u7b49\u4e3b\u984c\u7684\u6307\u5c0e\u5728\u65e9\u671f\u6703\u66f4\u6709\u50f9\u503c\u3002 \uff08\u4f8b\u5982\uff0c\u7b49\u5f85\u984d\u5916 10 \u5e74\u624d\u958b\u59cb\u610f\u5473\u8457\u60a8\u9700\u8981\u6295\u5165\u66f4\u591a\u624d\u80fd\u63a5\u8fd1\u76f8\u540c\u7684\u7d50\u679c\u3002\uff09<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-\u5982\u4f55\u8861\u91cf\u53ef\u4fe1\u5ea6\"><strong>\u5982\u4f55\u8861\u91cf\u53ef\u4fe1\u5ea6<\/strong><\/h2>\n\n\n\n<p>\u7531\u65bc\u9078\u64c7\u592a\u591a\uff0c\u5f88\u96e3\u5224\u65b7\u81ea\u5df1\u662f\u5426\u7372\u5f97\u4e86\u53ef\u4ee5\u4fe1\u8cf4\u7684\u8ca1\u52d9\u5efa\u8b70\u3002\u60a8\u53ef\u80fd\u6703\u9047\u5230\u67d0\u4e9b\u4ee4\u4eba\u4e0d\u5feb\u7684\u4e8b\u7269\uff0c\u800c\u5176\u4ed6\u4e8b\u7269\u5247\u6703\u7d66\u60a8\u5e36\u4f86\u5b89\u6170\u3002\u4ee5\u4e0b\u6559\u4f60\u5982\u4f55\u77e5\u9053\u4f60\u662f\u5426\u8d70\u5728\u6b63\u78ba\u7684\u9053\u8def\u4e0a\u3002<\/p>\n\n\n\n<p><strong>\u5371\u96aa\u8a0a\u865f<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u627f\u8afe\u4fdd\u8b49\u6216\u984d\u5916\u56de\u5831\u3002\u9664\u4e86 CD \u4e4b\u5916\uff0c\u5b83\u5011\u5be6\u969b\u4e0a\u4e26\u4e0d\u5b58\u5728\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u95dc\u65bc\u5982\u4f55\u907f\u7a05\u7684\u5efa\u8b70\u3002\u5408\u6cd5\u7b56\u7565\u4f86\u6e1b\u5c11\u7a05\u52d9\u8ca0\u64d4\u662f\u53ef\u884c\u7684\uff0c\u4f46\u90a3\u4e9b\u6559\u5506\u5982\u4f55\u9003\u907f\u7a05\u52d9\u7684\u71b1\u9580\u201c\u6280\u5de7\u201d\u5247\u4e0d\u53ef\u53d6\uff0c\u4e14\u6703\u5f15\u8d77\u570b\u7a05\u5c40\u7684\u6ce8\u610f\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c0d FINRA \u7684 <a href=\"https:\/\/brokercheck.finra.org\/\">BrokerCheck \u8cc7\u6599\u5eab<\/a>\u7684\u6295\u8a34\u3002 FINRA \u662f\u7d93\u7d00\u5546\u53ca\u5176\u6240\u5728\u516c\u53f8\u7684\u76e3\u7ba1\u6a5f\u69cb\uff0c\u5176\u76ee\u7684\u662f\u4fdd\u8b77\u6295\u8cc7\u8005\u514d\u53d7\u7121\u826f\u884c\u70ba\u8005\u7684\u4fb5\u5bb3\uff0c\u56e0\u6b64\u6aa2\u67e5\u4ed6\u5011\u7684\u8a18\u9304\u662f\u95dc\u9375\u3002 \uff08\u4f46\u8acb\u6ce8\u610f\uff0c\u4e26\u975e\u6240\u6709\u6295\u8a34\u90fd\u6703\u9032\u5165\u8cc7\u6599\u5eab\u3002\uff09<\/li>\n<\/ul>\n\n\n\n<p><strong>\u597d\u8de1\u8c61<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8cbb\u7528\u63ed\u9732\u900f\u660e\u4e14\u6613\u65bc\u95b1\u8b80\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u8a08\u7b97\u6a5f\u53ef\u8b93\u60a8\u6a21\u64ec\u5404\u7a2e\u8ca1\u52d9\u60c5\u5883\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5efa\u8b70\u5f9e\u9577\u9060\u89d2\u5ea6\u4f86\u8003\u616e\uff0d\u7562\u7adf\u5e02\u5834\u6709\u6f32\u6709\u8dcc\u3002<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u70ba\u4f4e\u6210\u672c\u57fa\u91d1\u3001\u80a1\u7968\u548c\u50b5\u5238\u7684\u591a\u5143\u5316\u6295\u8cc7\u7d44\u5408\u63d0\u4f9b\u5be9\u614e\u6307\u5f15\u3002<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n\n\n\n<p>\u514d\u8cac\u8072\u660e<br>SoFi Securities (Hong Kong) Limited\u53ca\u5176\u806f\u5c6c\u516c\u53f8(\u2018SoFi HK\u2019)\u53ef\u80fd\u6703\u4e0d\u6642\u767c\u5e03\u6216\u5206\u4eab\u8cc7\u8a0a\u548c\u6750\u6599\u3002\u5b83\u5011\u4e0d\u61c9\u88ab\u8996\u70ba\u8981\u7d04\u3001\u62db\u652c\u3001\u9080\u8acb\u3001\u6295\u8cc7\u5efa\u8b70\u3001\u5728\u4efb\u4f55\u53f8\u6cd5\u7ba1\u8f44\u5340\u8cfc\u8cb7\u3001\u51fa\u552e\u6216\u4ee5\u5176\u4ed6\u65b9\u5f0f\u8655\u7406\u4efb\u4f55\u6295\u8cc7\u5de5\u5177\u6216\u7522\u54c1\u7684\u5efa\u8b70\u3002 \u8acb\u6ce8\u610f\uff0c\u6295\u8cc7\u6d89\u53ca\u98a8\u96aa\uff0c\u8cc7\u7522\u7684\u904e\u53bb\u8868\u73fe\u4e26\u4e0d\u80fd\u4fdd\u8b49\u672a\u4f86\u7684\u7d50\u679c\u6216\u56de\u5831\u3002 \u6295\u8cc7\u8005\u5728\u4f5c\u51fa\u6295\u8cc7\u6c7a\u5b9a\u4e4b\u524d\u8003\u616e\u81ea\u8eab\u7684\u5177\u9ad4\u8ca1\u52d9\u9700\u6c42\u3001\u76ee\u6a19\u548c\u98a8\u96aa\u72c0\u6cc1\u975e\u5e38\u91cd\u8981\u3002<br>SoFi HK\u4e0d\u6703\u5c0d\u8cc7\u8a0a\u7684\u5b8c\u6574\u6027\u3001\u53ef\u9760\u6027\u548c\u6e96\u78ba\u6027\u4f5c\u51fa\u4fdd\u8b49\uff0c\u4e26\u4e0d\u6703\u5c0d\u56e0\u4f7f\u7528\u672c\u6587\u8cc7\u8a0a\u800c\u9020\u6210\u7684\u4efb\u4f55\u640d\u5931\u548c\/\u6216\u640d\u5bb3\u627f\u64d4\u4efb\u4f55\u8cac\u4efb\u3002<br>\u9019\u4e9b\u8cc7\u8a0a\u548c\u6750\u6599\u53ef\u80fd\u5305\u62ec\u5176\u4ed6\u7db2\u7ad9\u7684\u8d85\u9023\u7d50\uff0cSoFi HK\u5c0d\u4efb\u4f55\u8d85\u9023\u7d50\u7db2\u7ad9\u7684\u5167\u5bb9\u4e0d\u6703\u627f\u64d4\u4efb\u4f55\u8cac\u4efb\u3002 SoFi HK\u96d6\u7136\u76f8\u4fe1\u900f\u904e\u8d85\u9023\u7d50\u81f3\u7b2c\u4e09\u65b9\u7db2\u7ad9\u6240\u63d0\u4f9b\u7684\u8cc7\u6599\u53ca\u5206\u6790\u662f\u6e96\u78ba\u7684\uff0c\u4f46SoFi HK\u4e26\u4e0d\u4fdd\u8b49\u8a72\u7b49\u8cc7\u6599\u53ca\u5206\u6790\u3002 \u9019\u4e9b\u9023\u7d50\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u61c9\u88ab\u8996\u70ba\u8a8d\u53ef\u3002\u4f7f\u7528\u6b64\u985e\u8d85\u9023\u7d50\u6240\u6d89\u53ca\u7684\u98a8\u96aa\u61c9\u7531\u95a3\u4e0b\u627f\u64d4\uff0c\u4e26\u9075\u5b88\u9069\u7528\u65bc\u6b64\u985e\u8a2a\u554f\u548c\u8a72\u9023\u7d50\u7db2\u7ad9\u7684\u4f7f\u7528\u689d\u6b3e\u3002<br>\u4efb\u4f55\u7522\u54c1\u3001\u5fbd\u6a19\u3001\u54c1\u724c\u548c\u5176\u4ed6\u5546\u6a19\u6216\u5716\u50cf\u5747\u70ba\u5176\u5404\u81ea\u5546\u6a19\u6301\u6709\u8005\u7684\u8ca1\u7522\u3002 \u9019\u4e9b\u5546\u6a19\u6301\u6709\u8005\u4e0d\u96b8\u5c6c\u65bc SoFi HK \u6216\u5176\u9644\u5c6c\u516c\u53f8\u3002 \u9019\u4e9b\u5546\u6a19\u6301\u6709\u8005\u4e0d\u8d0a\u52a9\u6216\u8a8d\u53ef SoFi HK \u6216\u5176\u4efb\u4f55\u6587\u7ae0\u3002<br>\u672a\u7d93 SoFi HK \u4e8b\u5148\u66f8\u9762\u540c\u610f\uff0c\u4e0d\u5f97\u4ee5\u4efb\u4f55\u65b9\u5f0f\u4fee\u6539\u3001\u8907\u88fd\u3001\u5f71\u5370\u3001\u50b3\u64ad\u3001 \u50b3\u95b1\u3001\u5206\u767c\u6216\u767c\u4f48\u672c\u6587\u8cc7\u8a0a\u6216\u6750\u6599\uff0c\u6216\u7528\u65bc\u5546\u696d\u6216\u516c\u5171\u76ee\u7684\u3002<\/p>\n\n\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u7db2\u8def\u51fa\u73fe\u4e4b\u524d\uff0c\u6295\u8cc7\u548c\u7ba1\u7406\u8cc7\u91d1\u7684\u5efa\u8b70\u662f\u9ad8\u7d1a\u80a1\u7968\u7d93\u7d00\u4eba\u3001\u9ad8\u7d1a\u8ca1\u5bcc\u7d93\u7406\u548c\u6709\u8cc7\u683c\u7684\u7406\u8ca1\u898f\u5283\u5e2b\u7684\u5c08\u5c6c\u6b0a\u9650\u3002\u552f\u4e00\u7684\u514d\u8cbb\u5efa\u8b70\u4f86\u81ea\u5bb6\u4eba\u6216\u670b\u53cb\uff0c\u4ed6\u5011\u53ef\u80fd\u6703\u5076\u723e\u5206\u4eab\u71b1\u9580\uff08\u4e26\u4e14\u53ef\u80fd\u662f\u53ef\u7591\u7684\uff09\u80a1\u7968\u6d88\u606f\u3002 \u73fe\u5728\uff0c\u6709\u592a\u591a\u7684\u9078\u64c7&#8230;<a href=\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/\" class=\"post__read-more\"><\/a><\/p>\n","protected":false},"author":12,"featured_media":33269,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"[]"},"categories":[1094],"tags":[],"class_list":["post-33272","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-headlines-zh-hant"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.13 (Yoast SEO v20.13) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f | SoFi<\/title>\n<meta name=\"description\" content=\"\u6709\u9019\u9ebc\u591a\u514d\u8cbb\u6216\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u4f86\u7372\u5f97\u8ca1\u52d9\u5efa\u8b70\uff0c\u5f88\u96e3\u77e5\u9053\u5982\u4f55\u9078\u64c7\u6216\u4fe1\u4efb\u54ea\u4e9b\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/\" \/>\n<meta property=\"og:locale\" content=\"zh_HK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u6709\u9019\u9ebc\u591a\u514d\u8cbb\u6216\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u4f86\u7372\u5f97\u8ca1\u52d9\u5efa\u8b70\uff0c\u5f88\u96e3\u77e5\u9053\u5982\u4f55\u9078\u64c7\u6216\u4fe1\u4efb\u54ea\u4e9b\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/\" \/>\n<meta property=\"og:site_name\" content=\"SoFi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SoFiHongKong\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-12T06:19:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-12T10:26:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sofi.hk\/app\/uploads\/2025\/02\/Picture37.png\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"295\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"customer-service\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@sofihk\" \/>\n<meta name=\"twitter:site\" content=\"@sofihk\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"customer-service\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/\"},\"author\":{\"name\":\"customer-service\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/person\/35b5895acefc3c0eb27d29c02d730352\"},\"headline\":\"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f\",\"datePublished\":\"2025-02-12T06:19:00+00:00\",\"dateModified\":\"2025-02-12T10:26:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/\"},\"wordCount\":41,\"publisher\":{\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#organization\"},\"articleSection\":[\"\u5c08\u984c\u5831\u9053\"],\"inLanguage\":\"zh-HK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/\",\"url\":\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/\",\"name\":\"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f | SoFi\",\"isPartOf\":{\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#website\"},\"datePublished\":\"2025-02-12T06:19:00+00:00\",\"dateModified\":\"2025-02-12T10:26:21+00:00\",\"description\":\"\u6709\u9019\u9ebc\u591a\u514d\u8cbb\u6216\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u4f86\u7372\u5f97\u8ca1\u52d9\u5efa\u8b70\uff0c\u5f88\u96e3\u77e5\u9053\u5982\u4f55\u9078\u64c7\u6216\u4fe1\u4efb\u54ea\u4e9b\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/#breadcrumb\"},\"inLanguage\":\"zh-HK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.sofi.hk\/zh-hant\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#website\",\"url\":\"https:\/\/www.sofi.hk\/zh-hant\/\",\"name\":\"SoFi Hong Kong\",\"description\":\"Invest Your Way\",\"publisher\":{\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sofi.hk\/zh-hant\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"zh-HK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#organization\",\"name\":\"SoFi Hong Kong\",\"url\":\"https:\/\/www.sofi.hk\/zh-hant\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-HK\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/logo\/image\/\",\"url\":\"\",\"contentUrl\":\"\",\"caption\":\"SoFi Hong Kong\"},\"image\":{\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/SoFiHongKong\/\",\"https:\/\/twitter.com\/sofihk\",\"https:\/\/www.instagram.com\/sofi.hk\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/person\/35b5895acefc3c0eb27d29c02d730352\",\"name\":\"customer-service\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-HK\",\"@id\":\"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9079d2438fd6a9914bc3aea77b6f71f208ac5ba177d6f0d8a2e0b577bd277549?s=96&d=retro&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9079d2438fd6a9914bc3aea77b6f71f208ac5ba177d6f0d8a2e0b577bd277549?s=96&d=retro&r=g\",\"caption\":\"customer-service\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f | SoFi","description":"\u6709\u9019\u9ebc\u591a\u514d\u8cbb\u6216\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u4f86\u7372\u5f97\u8ca1\u52d9\u5efa\u8b70\uff0c\u5f88\u96e3\u77e5\u9053\u5982\u4f55\u9078\u64c7\u6216\u4fe1\u4efb\u54ea\u4e9b\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/","og_locale":"zh_HK","og_type":"article","og_title":"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f","og_description":"\u6709\u9019\u9ebc\u591a\u514d\u8cbb\u6216\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u4f86\u7372\u5f97\u8ca1\u52d9\u5efa\u8b70\uff0c\u5f88\u96e3\u77e5\u9053\u5982\u4f55\u9078\u64c7\u6216\u4fe1\u4efb\u54ea\u4e9b\u3002","og_url":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/","og_site_name":"SoFi","article_publisher":"https:\/\/www.facebook.com\/SoFiHongKong\/","article_published_time":"2025-02-12T06:19:00+00:00","article_modified_time":"2025-02-12T10:26:21+00:00","og_image":[{"width":940,"height":295,"url":"https:\/\/www.sofi.hk\/app\/uploads\/2025\/02\/Picture37.png","type":"image\/png"}],"author":"customer-service","twitter_card":"summary_large_image","twitter_creator":"@sofihk","twitter_site":"@sofihk","twitter_misc":{"Written by":"customer-service","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/#article","isPartOf":{"@id":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/"},"author":{"name":"customer-service","@id":"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/person\/35b5895acefc3c0eb27d29c02d730352"},"headline":"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f","datePublished":"2025-02-12T06:19:00+00:00","dateModified":"2025-02-12T10:26:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/"},"wordCount":41,"publisher":{"@id":"https:\/\/www.sofi.hk\/zh-hant\/#organization"},"articleSection":["\u5c08\u984c\u5831\u9053"],"inLanguage":"zh-HK"},{"@type":"WebPage","@id":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/","url":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/","name":"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f | SoFi","isPartOf":{"@id":"https:\/\/www.sofi.hk\/zh-hant\/#website"},"datePublished":"2025-02-12T06:19:00+00:00","dateModified":"2025-02-12T10:26:21+00:00","description":"\u6709\u9019\u9ebc\u591a\u514d\u8cbb\u6216\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u4f86\u7372\u5f97\u8ca1\u52d9\u5efa\u8b70\uff0c\u5f88\u96e3\u77e5\u9053\u5982\u4f55\u9078\u64c7\u6216\u4fe1\u4efb\u54ea\u4e9b\u3002","breadcrumb":{"@id":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/#breadcrumb"},"inLanguage":"zh-HK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.sofi.hk\/zh-hant\/%e7%95%b6%e6%82%a8%e9%9c%80%e8%a6%81%e8%b2%a1%e5%8b%99%e5%bb%ba%e8%ad%b0%e6%99%82%ef%bc%8c%e6%82%a8%e7%9f%a5%e9%81%93%e5%8e%bb%e5%93%aa%e8%a3%a1%e5%97%8e%ef%bc%9f\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.sofi.hk\/zh-hant\/"},{"@type":"ListItem","position":2,"name":"\u7576\u60a8\u9700\u8981\u8ca1\u52d9\u5efa\u8b70\u6642\uff0c\u60a8\u77e5\u9053\u53bb\u54ea\u88e1\u55ce\uff1f"}]},{"@type":"WebSite","@id":"https:\/\/www.sofi.hk\/zh-hant\/#website","url":"https:\/\/www.sofi.hk\/zh-hant\/","name":"SoFi Hong Kong","description":"Invest Your Way","publisher":{"@id":"https:\/\/www.sofi.hk\/zh-hant\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sofi.hk\/zh-hant\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"zh-HK"},{"@type":"Organization","@id":"https:\/\/www.sofi.hk\/zh-hant\/#organization","name":"SoFi Hong Kong","url":"https:\/\/www.sofi.hk\/zh-hant\/","logo":{"@type":"ImageObject","inLanguage":"zh-HK","@id":"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/logo\/image\/","url":"","contentUrl":"","caption":"SoFi Hong Kong"},"image":{"@id":"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SoFiHongKong\/","https:\/\/twitter.com\/sofihk","https:\/\/www.instagram.com\/sofi.hk\/"]},{"@type":"Person","@id":"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/person\/35b5895acefc3c0eb27d29c02d730352","name":"customer-service","image":{"@type":"ImageObject","inLanguage":"zh-HK","@id":"https:\/\/www.sofi.hk\/zh-hant\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9079d2438fd6a9914bc3aea77b6f71f208ac5ba177d6f0d8a2e0b577bd277549?s=96&d=retro&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9079d2438fd6a9914bc3aea77b6f71f208ac5ba177d6f0d8a2e0b577bd277549?s=96&d=retro&r=g","caption":"customer-service"}}]}},"_links":{"self":[{"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/posts\/33272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/comments?post=33272"}],"version-history":[{"count":13,"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/posts\/33272\/revisions"}],"predecessor-version":[{"id":33298,"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/posts\/33272\/revisions\/33298"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/media\/33269"}],"wp:attachment":[{"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/media?parent=33272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/categories?post=33272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sofi.hk\/zh-hant\/wp-json\/wp\/v2\/tags?post=33272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}